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The cash loan process

The most common payday loans involve lending short-term unsecured loans to a borrower who has to repay the loan in full in the next payday. The lenders verify the credit records, employment and income of the borrower although the criteria vary from one lender to the other.

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Before You Apply: Should You Take Out A Payday Loan?

Payday loans are regarded as a useful tool for borrowing fast money. If or when used correctly, one can even have a positive experience with them. Though the payday loan may seem so appealing, truth is that some people have had their personal finances almost completely destroyed and fallen into huge amounts of debt. Before making the decision to apply for this type of loan, it’s wise to weight both its pros and cons.

Advantages and disadvantages of payday loans


1. Relatively easy to obtain

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